Infoconcreta

Terms and Conditions

Last updated: January 15, 2026

Contenido

  1. 1. Definitions
  2. 2. Nature of Service
  3. 3. Requirements to Invest
  4. 4. Investment Process
  5. 5. Investment Risks
  6. 6. User Obligations
  7. 7. Intellectual Property
  8. 8. Limitation of Liability
  9. 9. Modifications
  10. 10. Dispute Resolution
  11. 11. Applicable Law
  12. 12. Company Information

These Terms and Conditions govern access to and use of the real estate crowdlending platform operated by Infoconcreta S.A.S. By using our services, you accept these terms in their entirety.

1. Definitions

'Platform' refers to the website infoconcreta.com and associated applications. 'User' is anyone who accesses the Platform. 'Investor' is the User who participates in crowdlending projects. 'Project' refers to each real estate venture available for collective investment. 'Developer' is the entity responsible for executing each Project.

2. Nature of Service

Infoconcreta operates as an intermediation platform for collective investment in real estate projects. We do not act as a regulated financial entity. Investments made through the Platform do not constitute deposits and are not guaranteed by the State. Every investor must understand the risks inherent to real estate investments.

3. Requirements to Invest

To participate as an Investor, you must: be over 18 years old, have legal capacity to contract in Argentina, complete the identity verification process (KYC), provide truthful and updated information, and comply with anti-money laundering regulations.

4. Investment Process

Each published Project includes detailed information about: development description, minimum and maximum investment amounts, estimated term, target return (not guaranteed), specific risks, and legal documentation. Participation in a Project is formalized through electronic acceptance of the specific terms of each investment.

5. Investment Risks

Real estate crowdlending investments carry significant risks, including: partial or total loss of invested capital, delays in project execution, variations in profitability compared to projections, illiquidity of the investment during the project term, and risks specific to the Argentine real estate market. We recommend investing only capital you can afford to lose.

6. User Obligations

The User agrees to: provide truthful information, maintain confidentiality of access credentials, not use the Platform for illegal activities, not attempt to breach Platform security, and immediately notify any unauthorized use of their account.

7. Intellectual Property

All Platform content, including texts, graphics, logos, software, and design, is the property of Infoconcreta S.A.S. or its licensors. Reproduction, distribution, or modification without express authorization is prohibited.

8. Limitation of Liability

Infoconcreta acts as an intermediary and does not guarantee the success of Projects or profitability of investments. We will not be liable for: losses derived from investment decisions, acts or omissions of Developers, force majeure events, or technical interruptions of the Platform.

9. Modifications

We reserve the right to modify these Terms. Changes will be notified 30 days in advance for active investments. Continued use of the Platform constitutes acceptance of the modifications.

10. Dispute Resolution

Any dispute will be resolved through: direct negotiation in the first instance, mediation before the Prior Conciliation Service in Consumer Relations if applicable, and ultimately, before the ordinary courts of the Autonomous City of Buenos Aires.

11. Applicable Law

These Terms are governed by the laws of the Argentine Republic. For inquiries: legal@infoconcreta.com

12. Company Information

Infoconcreta S.A.S., CUIT 30-73284597-1, IGJ Registration N° 2026-128947, Olga Cossettini 771, Floor 9, Puerto Madero, CABA (C1107), Argentina.